MajorCare

Summary of MajorCare Coverage

What's covered	Extensive list of “big ticket” items that are most likely to fail including engine, transmission, A/C, brakes, electronics and many more parts.
Type of coverage	Mechanical breakdowns Wear-and-tear failures Unlimited number of claims
What else is included?	FREE Deluxe 24x7 Roadside Assistance Membership $100 towing benefit Lost Key/Lockout Service Mechanical First Aid Emergency Tire Service Battery Boost and more… Car rental for up to 8 days per occurrence Travel interruption benefits 30/60 day money back guarantee!
What cars are eligible?	Vehicles up to 7 model years old and up to 100,000 miles on the odometer.
Where can I go for repairs?	You may use ANY repair facility of your choice. Choose your dealer, trusted mechanic or national chain, it's up to you.
How are claims paid?	Claims are paid directly to the repair facility with our corporate credit card. There are no paperwork or billing hassles or waiting to be reimbursed.
MajorCare Contract	Click here to view MajorCare contract. Florida residents, please click here.

What's Included, and What's Excluded

MajorCare is an extensive component coverage that covers the “big ticket” items and many additional parts on your vehicle. These are the parts most likely to fail. MajorCare coverage provides a long list of hundreds of parts that are covered from 12 major systems of your vehicle including seals and gaskets.

The list includes Engine, Transmission, Turbo/Super Charger, Transfer Unit (4x4), Drive Axles, Brakes, Air Conditioning, High Tech Electronics, Steering, Electrical, Front Suspension, Sport Utility Features and Seals and Gaskets. Click here to see complete list.

Our MajorCare extended warranty covers items that most companies best coverage do not such as power windows/locks/seats, ESC/EEC/ECM (computers), anti-knock sensor and oxygen sensor.

MajorCare will cover parts, labor and sales tax (where applicable) for a covered failure. Our plans offer "wear-and-tear" coverage and include seals and gaskets. We do not exclude damage due to overheating. All Warranty Direct MajorCare plans include FREE 24x7 roadside assistance for the FULL term of the policy. You also receive car rental reimbursement and travel interruption benefits. If you're not completely satisfied within the first 30/60 days, we will issue a 100% refund. You can buy your auto coverage with total peace of mind.

Our claims department offers long hours and is even open on Saturday’s. With over 50 people dedicated to handling your claim, you can be assured that claims are handled quickly and accurately.

MajorCare offers mechanical breakdown and wear-and-tear coverage for hundreds of parts including:

Engine
Transmission
Turbo/Super Charger
Transfer Unit (4x4)
Drive Axles
Brakes
Air Conditioning

Electrical
Front Suspension
Sport Utility Features
Seals and Gaskets
High Tech Electronics
Steering
FREE Roadside Assistance

ENGINE (Gas or Diesel)
All internally lubricated engine parts including: pistons, piston rings, piston pins, crankshaft and main bearings, connecting rods and bearings, camshaft and bearings, timing chain or belt, timing gears, tensioners /guides, intake and exhaust valves, valve springs, valve guides, oil pump and oil pump housing, push rods, rocker arms, rocker arm shafts, hydraulic and solid lifters; intake & exhaust manifold; distributor shaft and housing; harmonic balancer; metal valve covers; timing gear cover; air filter and housing; water pump; fuel pump; vacuum pump; thermostatically controlled air intake; oil pan; engine block and heads are covered if damaged by the Failure of an internally lubricated moving part.

TURBO/SUPERCHARGER
All internal parts; housing is covered if damaged by the Failure of an internally lubricated moving part.

TRANSMISSION (Automatic or Standard)
All internal parts; torque converter; vacuum modulator; mounts; covers, pans and cases are covered if damaged by the Failure of an internally lubricated moving part.

TRANSFER UNIT (4x4)
All internal parts; transfer case is covered if damaged by the Failure of an internally lubricated moving part.

DRIVE AXLE(S)
All internal parts; "U" joints; propeller shafts; CV/Tripod joints; differential case is covered if damaged by the Failure of an internally lubricated moving part.

STEERING (Manual or Power)
All internal parts in rack and pinion; all internal parts in recirculating ball housing; couplings; gear housing; power steering pump; steering main and intermediate shafts; power cylinder assembly; power steering cooler; control valve; Pitman arm; idler arm; tie rod ends; drag link/center link.

ELECTRICAL
Alternator; voltage regulator; starter motor, drive and solenoid; power seat motors; power window motors, regulators and drives; front wiper motor including circuit board, relay and delay switch; manually operated switches for power windows, power seat(s), headlamps, wipers (front and rear), emergency warning flashers; horn button; power door lock actuators; trunk actuator.

FRONT SUSPENSION
Upper and lower control arms, control arm shafts and bushings; upper and lower ball joints; steering knuckles; stabilizer shaft, link and bushings; king pins and bushings; strut bar and bushings; spindles and spindle supports.

BRAKES
Master cylinder; power assist booster and valve; wheel cylinders; calipers; combination valve; steel lines and fittings; backing plates; vacuum assist booster pump; springs, clips and retainers; self adjusters; rear activators; parking brake linkage and cables.

AIR CONDITIONING
Compressor; internal assembly including pistons, rods, bearings, valves and shafts; clutch; coil and pulley; orifice tube; condenser; evaporator; manual switches.

HIGH TECH ELECTRONICS
Anti-detonation/knock sensor; ESC/EEC/ECM module; oxygen sensor; electronic module retard vacuum switch; electronic ignition module; igniter; electronic digital instrument cluster; digital driver information display and module; instrument panel printed circuit board.

SPORT UTILITY FEATURES
Step bumpers and mounting brackets; spare tire carrier, swing arm, pivots, latches and locks; factory installed running boards; swing out mirror arms and mounts; pop-out or sliding side/rear window latches and hinges; convenience bed liner; tailgate handle, lock, cables, hinges and latches; edge protectors; cargo lamp; tie downs.

SEALS AND GASKETS
Seals and gaskets, if needed, are covered for the following assemblies: Engine; Turbo/Supercharger; Transmission; Transfer Unit, Drive Axle(s), Steering; Front Suspension; Brakes and Air Conditioning.

Eligibility Requirement for MajorCare

MajorCare is offered on most vehicles that are no more than 7 model years old and with up to 100,000 miles on the odometer. Vehicles out of factory warranty qualify once they pass an inspection and a 30 day and 1,000 mile exclusionary period. The inspection process is designed to protect you from having a claim denied due to a pre-existing condition. The inspection process is simple and hassle free. We have contracted with a national inspection company and negotiated a special rate for you. We also handle all the paperwork. Contact us with some basic information and we will arrange to have a mobile inspector come to your home, place of business or any location that is convenient for you.

Why not lock into today's lower rates and protect yourself from tomorrow's rising repair rates?

A common misconception is that by waiting to purchase extended warranty coverage, you will get coverage for a longer time. Much like life insurance costs rise as we age, the cost for an extended automobile warranty will rise as the vehicle ages and accrues mileage. You will be offered the longest terms and the lowest rates for newer vehicles with lower mileage. We understand that you may have a warranty from the manufacturer. Our coverage is simply an extension of that, not double coverage. The manufacturer’s warranty has been factored into your price quote. The more factory warranty you have remaining, the lower the cost and greater the length of the warranty extension. In other words, you are paying for tomorrow’s coverage at today’s rates. In addition, our Roadside Assistance benefit may prove to be invaluable during the Manufacturer’s Warranty period.

It’s no surprise that most major repairs happen after the factory warranty expires. All of our extended vehicle warranties cover you for mechanical breakdowns as well as wear-and-tear failures. Seals and gaskets are covered as is damage due to overheating. You may choose any dealer or repair facility of YOUR choice. Claims are paid directly to your repair facility via our corporate credit card. There are no billing hassles or waiting to be reimbursed. All plans include FREE membership in a nationwide roadside assistance plan with towing covered up to $100 per occurrence.

FACT: The newer your vehicle, the lower the rates for extended warranty coverage.

The chart below illustrates how this works. Rates are based on a typical American sedan driven 14,000 miles per year.

Buy coverage on or about this date	Mileage	Longest term offered	Coverage expires... (from coverage purchase date)	Cost	Cost of waiting
New	100	7 years	7 years or 100,000 miles	$1045	none
1 year old	14,000	6 years	6 years or 100,000 miles	$1185+	$140+
2 years old	28,000	5 years	5 years or 100,000 miles	$1325+	$280+
Just before factory warranty expires	35,000	4 years	4 years or 100,000 miles	$1485+	$440+
Vehicle out of warranty	36,000+	4 years	4 years or 100,000 miles	$1624	$579+

Waiting may also carry other risks. Coverage costs rise as parts and labor costs rise. Labor rates have been steadily rising over the past few years. It is not uncommon for a repair facility to charge $100 or more per labor hour. As more repair data becomes available for your vehicle, its costs may also rise. These factors can cause the rates for your vehicle to rise should you elect to purchase coverage later.