SecureCare+ Coverage

Summary of SecureCare+ Coverage

What's covered	Virtually every mechanical, electrical and computer related part of your vehicle is covered. Just like your factory warranty, it lists only a limited number of items not covered.
Type of coverage	Mechanical breakdowns Wear-and-tear failures Unlimited number of claims
What else is included?	FREE Deluxe 24x7 Roadside Assistance Membership $100 towing benefit Lost Key/Lockout Service Mechanical First Aid Emergency Tire Service Battery Boost and more… Car rental for up to 8 days per occurrence Travel interruption benefits 60 day money back guarantee!
What cars are eligible?	Vehicles still covered under the original full factory warranty or those up to 4 model years old with less than 50,000 miles.
Where can I go for repairs?	You may use ANY repair facility of your choice. Choose your dealer, trusted mechanic or national chain, it's up to you.
How are claims paid?	Claims are paid directly to the repair facility with our corporate credit card. There are no paperwork, billing hassles or waiting to be reimbursed.
SecureCare+ Contract	Click here to view SecureCare+ contract. Florida residents, please click here.

What's Included, and What's Excluded

SecureCare+ is a true bumper-to-bumper warranty coverage and provides you with maximum protection. By definition, a bumper-to-bumper plan is exclusionary, that is, it will only list the parts NOT covered, just like your factory warranty. SecureCare+ will cover ALL parts of your vehicle except a small list of exclusions. Simply stated, if it breaks or wears out, and is not among the short list of exclusions, it is covered. If you are looking at a plan that lists the parts covered, while the list may be comprehensive, there will be hundreds of parts not covered.

The exclusions are similar to your factory warranty, primarily cosmetic items (seat fabric, carpeting, body molding) and consumable items (tires, battery, wiper blades). Routine maintenance is also excluded (oil changes, belts, hoses, tune-ups).

You are covered for all 16 systems on your vehicle including engine, transmission, ABS, brakes, air conditioning, electronics, computers and thousands of other parts. But we don't stop there.

EVERY SecureCare+ contract provides coverage for your Emissions System , seals & gaskets, wear-and-tear failures, and damage due to overheating and allows for an unlimited number of claims.

More coverage:
For an even greater level of protection, optional coverage for your Airbag Electronics ( Airbag modules, sensor(s), airbag cable/contact coil, clock spring, on/off switch.) is available.

SecureCare+ will cover diagnostic fees, parts, labor and sales tax (where applicable) for a covered failure. SecureCare+ plans include FREE 24x7 roadside assistance for the FULL term of the extended warranty and include $100 towing benefits. You also receive car rental reimbursement and travel interruption benefits. If you’re not completely satisfied within the first 60 days, we will issue a 100% refund, provided no claims were filed.

Recently, many extended warranty companies have used the term "bumper-to-bumper" much more liberally in an effort to give consumers the impression that they are receiving more coverage than they actually are. If a plan lists the parts that are covered, it is NOT a "bumper-to-bumper" auto warranty. Consumer Reports says “The best warranties are “exclusionary”, meaning they list what isn’t covered instead of what is”.

SecureCare+ will cover parts, labor and sales tax (where applicable) for a covered failure. Our plans offer "wear-and-tear" coverage and include seals and gaskets. We do not exclude damage due to overheating. All Warranty Direct SecureCare+ plans include plans include FREE 24x7 roadside assistance for the FULL term of the policy. You also receive car rental reimbursement and travel interruption benefits. If you're not completely satisfied within the first 60 days, we will issue a 100% refund. You can buy your car warranty with total peace of mind.

Our claims department offers long hours and is even open on Saturday’s. With over 50 people dedicated to handling your claim, you can be assured that claims are handled quickly and accurately.

SecureCare+ Coverage Statement

We will pay the repair facility of your choice for the reasonable cost to repair or replace any part of your vehicle where a failure has occurred, except for those items listed in the exclusions section.

The following Emissions System parts are included in your coverage:

Air Fuel Ratio Sensor, Air Induction System, Air Pump, Anti-Knock Sensor, Barometric Pressure Sensor, Canister Purge Solenoid, Deceleration Valve, EGR Recirculation System, EGR/EFE Thermal Vacuum Switch, EGR/EFE Valve, Engine Oil Fill Cap, Fuel Fill Pipe and Cap, Fuel Fill Neck Restrictor, Fuel Receptacle, Fuel Sensor, Fuel Tank Pressure Control Valve (PCV), Fuel Temperature Sensor, Idle Air Control Valve, Intake Air Resonator, Intake Air Temperature Sensor, Intake Manifold, Manifold Air Pressure (MAP) Sensor, Mass Air Flow Sensor, Oil/Air Separator, Oxygen Sensor, PCV System, Positive Crankcase Ventilation Valve, Powertrain Control Module (PCM), Secondary Air Injection System, Throttle Body Assembly (MFI).

Optional Airbag Electronics coverage:

Airbag modules, sensor(s), airbag cable/contact coil, clock spring, on/off switch.

Exclusions:

Battery; Battery/Battery Pack on hybrid vehicles; Shock Absorbers; Manual Transmission Clutch Assembly; Friction Clutch Disc & Pressure Plate; Throw Out Bearing; Manual and hydraulic linkages; Safety restraint systems (including air bags); Glass; Lenses; Sealed Beams; Bulbs; Brake Rotors & Drums; Weather Strips; Exterior Body Parts/Ornamentation; Paint; Upholstery & Carpet; Tires; Wheels/Rims; GPS Navigation System, TV/VIDEO/DVD Entertainment System; Phone System; Internet Access System; Exhaust System; Emissions System parts not listed in SecureCare+ coverage statement.

Maintenance services and parts described in your vehicle's owners manual as supplied by the manufacturer. (i.e. oil changes, tune-ups, brake pads, belts, hoses and spark plugs)

Eligibility Requirement for SecureCare+

Vehicles still under their original full factory warranty qualify for SecureCare+, our exclusionary, bumper-to-bumper coverage most similar to your factory warranty. The more factory warranty time/miles you have remaining, the lower your cost.

Select vehicles out of factory warranty may still qualify if they have less than 50,000 miles on the odometer and are no more than 4 model years old subject to passing a vehicle inspection and a 30 day and 1,000 mile exclusionary period. The inspection process is designed to protect you from having a claim denied due to a pre-existing condition. The inspection process is simple and hassle free. We have contracted with a national inspection company and negotiated a special rate for you. We also handle all the paperwork. Contact us with some basic information and we will arrange to have a mobile inspector come to your home, place of business or any location that is convenient for you.

Why not lock into today's lower rates and protect yourself from tomorrow's rising repair rates?

A common misconception is that by waiting to purchase extended warranty coverage, you will get coverage for a longer time. Much like life insurance costs rise as we age, the cost for an extended automobile warranty will rise as the vehicle ages and accrues mileage. You will be offered the longest terms and the lowest rates for newer vehicles with lower mileage. We understand that you may have a warranty from the manufacturer. Our coverage is simply an extension of that, not double coverage. The manufacturer’s warranty has been factored into your price quote. The more factory warranty you have remaining, the lower the cost and greater the length of the warranty extension. In other words, you are paying for tomorrow’s coverage at today’s rates. In addition, our Roadside Assistance benefit may prove to be invaluable during the Manufacturer’s Warranty period.

It’s no surprise that most major repairs happen after the factory warranty expires. All of our extended vehicle warranties cover you for mechanical breakdowns as well as wear-and-tear failures. Seals and gaskets are covered as is damage due to overheating. You may choose any dealer or repair facility of YOUR choice. Claims are paid directly to your repair facility via our corporate credit card. There are no billing hassles or waiting to be reimbursed. All plans include FREE membership in a nationwide roadside assistance plan with towing covered up to $100 per occurrence.

FACT: The newer your vehicle, the lower the rates for extended warranty coverage.

The chart below illustrates how this works. Rates are based on a typical American sedan driven 14,000 miles per year.

Buy coverage on or about this date	Mileage	Longest term offered	Coverage expires... (from coverage purchase date)	Cost	Cost of waiting
New	100	7 years	7 years or 100,000 miles	$1,100	none
1 year old	14,000	6 years	6 years or 100,000 miles	$1,400+	$300+
2 years old	28,000	5 years	5 years or 100,000 miles	$1,650+	$550+
Just before factory warranty expires	35,000	4 years	4 years or 100,000 miles	$1,775+	$675+
Vehicle out of warranty	36,000+	4 years	4 years or 100,000 miles	$1,950	$850+

Waiting may also carry other risks. Coverage costs rise as parts and labor costs rise. Labor rates have been steadily rising over the past few years. It is not uncommon for a repair facility to charge $100 or more per labor hour. As more repair data becomes available for your vehicle, its costs may also rise. These factors can cause the rates for your vehicle to rise should you elect to purchase coverage later.